Compare Business insurance providers
Compare Canadian commercial-insurance options for small business — online-quote insurtech (Zensurance, APOLLO, Foxquilt), direct writers, national broker networks, and wholesale cyber / E&O specialists. Distribution model, provincial reach, francophone service, and coverage strengths side by side.
| Compare |  Zensurance |  APOLLO Insurance |  Foxquilt |  TruShield Insurance |  BrokerLink |  HUB International |  Arthur J. Gallagher Canada |  TD Insurance Business |  Federated Insurance |  Intact Insurance |  Aviva Canada |  Wawanesa Insurance |  Desjardins Business Insurance |  iA Financial Group |  Beazley Canada |  CFC Underwriting |  Chubb Canada |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Built in Canada | 🇨🇦 | 🇨🇦 | 🇨🇦 | 🇨🇦 | 🇨🇦 | 🇨🇦 | 🇨🇦 | ||||||||||
| Type | Self-service | Self-service | Self-service | Full-service | Bundled | Bundled | Bundled | Full-service | Bundled | Bundled | Bundled | Bundled | Full-service | Bundled | Bundled | Bundled | Bundled |
| Best for | Online quote — small business | Instant online — solo/microbiz | Instant online — solo/microbiz | Buy direct — no broker layer | Advised, multi-carrier shop | Advised, multi-carrier shop | Advised, multi-carrier shop | Buy direct — no broker layer | Specialty — bind via your broker | Specialty — bind via your broker | Specialty — bind via your broker | Specialty — bind via your broker | Buy direct — no broker layer | Specialty — bind via your broker | Specialty — bind via your broker | Specialty — bind via your broker | Specialty — bind via your broker |
| Price | All provinces · EN | All provinces · EN | All provinces · EN | All provinces · EN/FR | All provinces · EN/FR | All provinces · EN/FR | All provinces · EN/FR | All provinces · EN/FR | All provinces · EN/FR | All provinces · EN/FR | All provinces · EN/FR | All provinces · EN/FR | QC, ON, AB, BC, MB, SK, NB, NS, PE, NL · EN/FR | All provinces · EN/FR | All provinces · EN | All provinces · EN | All provinces · EN/FR |
| Features | |||||||||||||||||
| Online quote in minutes | |||||||||||||||||
| Instant online bind | |||||||||||||||||
| Direct writer (no broker) | |||||||||||||||||
| Bind via broker | |||||||||||||||||
| General Liability (CGL) | |||||||||||||||||
| Commercial property | |||||||||||||||||
| E&O / Professional Liability | |||||||||||||||||
| Cyber liability | |||||||||||||||||
| Commercial auto / HNOA | |||||||||||||||||
| Directors & Officers (D&O) | |||||||||||||||||
| Group benefits | |||||||||||||||||
| Trades / contractor specialty | |||||||||||||||||
| Tech / SaaS underwriting | |||||||||||||||||
| Cross-border CA + US | |||||||||||||||||
| All-provinces licensed | |||||||||||||||||
| Bilingual FR / EN service | |||||||||||||||||
| Sign up | Sign up at Zensurance | Sign up at APOLLO Insurance | Sign up at Foxquilt | Sign up at TruShield Insurance | Sign up at BrokerLink | Sign up at HUB International | Sign up at Arthur J. Gallagher Canada | Sign up at TD Insurance Business | Sign up at Federated Insurance | Sign up at Intact Insurance | Sign up at Aviva Canada | Sign up at Wawanesa Insurance | Sign up at Desjardins Business Insurance | Sign up at iA Financial Group | Sign up at Beazley Canada | Sign up at CFC Underwriting | Sign up at Chubb Canada |
Zensurance
Zensurance- Built in Canada
- 🇨🇦
- Type
- Self-service
- Best for
- Online quote — small business
- Price
- All provinces · EN
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
APOLLO Insurance
APOLLO Insurance- Built in Canada
- 🇨🇦
- Type
- Self-service
- Best for
- Instant online — solo/microbiz
- Price
- All provinces · EN
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Foxquilt
Foxquilt- Built in Canada
- 🇨🇦
- Type
- Self-service
- Best for
- Instant online — solo/microbiz
- Price
- All provinces · EN
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
TruShield Insurance
TruShield Insurance- Built in Canada
- 🇨🇦
- Type
- Full-service
- Best for
- Buy direct — no broker layer
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
BrokerLink
BrokerLink- Built in Canada
- Type
- Bundled
- Best for
- Advised, multi-carrier shop
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
HUB International
HUB International- Built in Canada
- Type
- Bundled
- Best for
- Advised, multi-carrier shop
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Arthur J. Gallagher Canada
Arthur J. Gallagher Canada- Built in Canada
- Type
- Bundled
- Best for
- Advised, multi-carrier shop
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
TD Insurance Business
TD Insurance Business- Built in Canada
- Type
- Full-service
- Best for
- Buy direct — no broker layer
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Federated Insurance
Federated Insurance- Built in Canada
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Intact Insurance
Intact Insurance- Built in Canada
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Aviva Canada
Aviva Canada- Built in Canada
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Wawanesa Insurance
Wawanesa Insurance- Built in Canada
- 🇨🇦
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Desjardins Business Insurance
Desjardins Business Insurance- Built in Canada
- 🇨🇦
- Type
- Full-service
- Best for
- Buy direct — no broker layer
- Price
- QC, ON, AB, BC, MB, SK, NB, NS, PE, NL · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
iA Financial Group
iA Financial Group- Built in Canada
- 🇨🇦
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Beazley Canada
Beazley Canada- Built in Canada
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
CFC Underwriting
CFC Underwriting- Built in Canada
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service
Chubb Canada
Chubb Canada- Built in Canada
- Type
- Bundled
- Best for
- Specialty — bind via your broker
- Price
- All provinces · EN/FR
Features
- Online quote in minutes
- Instant online bind
- Direct writer (no broker)
- Bind via broker
- General Liability (CGL)
- Commercial property
- E&O / Professional Liability
- Cyber liability
- Commercial auto / HNOA
- Directors & Officers (D&O)
- Group benefits
- Trades / contractor specialty
- Tech / SaaS underwriting
- Cross-border CA + US
- All-provinces licensed
- Bilingual FR / EN service